SafeNest: Mobile DeFi super-wallet for 1.7B unbanked smartphone users. Micro-savings, community pools & retirement planning on U2U Network. Live on mainnet!
SafeNest: Mobile-First DeFi Super-Wallet for Financial Inclusion
SafeNest is a revolutionary DeFi platform designed to bring financial services to the 1.7 billion unbanked people worldwide who own smartphones. Built on U2U Network and live on mainnet, SafeNest combines micro-savings, community pools, and retirement planning in a single mobile-first application.
The Problem: Millions in emerging markets lack access to traditional banking but own smartphones. They need safe savings options, small investment opportunities, and retirement planning without complex financial infrastructure.
Our Solution: A comprehensive DeFi ecosystem featuring:
Micro-Savings Vault: Deposit as little as $0.01 daily with automatic yield deployment
Pension Nest: 10-year vesting retirement savings with 2% yield boost
Emergency Vault: Liquid savings with instant withdrawal capabilities
Community Pools: Digital "chamas" for collective savings and investment
Key Innovation: We bridge traditional micro-finance with modern DeFi, using stablecoins to reduce crypto complexity while providing real yield through automated DeFi strategies. Our $SAFE token enables governance and unlocks premium features.
Impact: Currently deployed on U2U Solaris Mainnet with contracts for micro-savings, community pools, and vault systems. Targeting pilot regions in Kenya, Nigeria, and Philippines with mobile money integration.
Tech Stack: Next.js, Hardhat, Solidity, Wagmi, RainbowKit - built for emerging markets with offline functionality and local language support.
Current Development Phase: Production Ready with Live Mainnet Deployment We have successfully completed the core development phase of SafeNest and are now in the market penetration stage. Our platform is fully functional and deployed on U2U Solaris Mainnet with all essential smart contracts live and operational. Smart Contracts Development: Complete All core smart contracts have been developed, tested, and deployed to mainnet. This includes our SAFE token, vault system, micro-savings contracts, and community pools. The contracts are production-ready and have been thoroughly tested for security and functionality. Frontend Application: 90% Complete Our Next.js frontend application is fully functional with a mobile-first design. Users can interact with all core features including micro-savings, community pools, vault management, and token staking. The interface is responsive and optimized for emerging market users. Core Features Implementation: 85% Complete We have successfully implemented micro-savings vaults, emergency funds, pension planning, community pools, and governance features. The auto-yield deployment to DeFi protocols is working, and users can stake SAFE tokens for premium features. Recent Development Activity We are currently working on final UI improvements, enhanced vault integration, and additional debugging tools. Recent commits show active development on balance display components and vault debugging functionality. Next Phase Priorities Our immediate focus is on mobile money integration with providers like M-Pesa and Airtel Money, local language support, and pilot program deployment in our target markets of Kenya, Nigeria, and Philippines. Overall Project Status: 80% Complete The foundation is solid with all core functionality working. We are now transitioning from development to user acquisition and market expansion phase.
Current Position: Bootstrapped & Ready for Growth We've built SafeNest entirely through self-funding and internal resources. All our core smart contracts are live on U2U Solaris Mainnet, and we have a fully functional frontend application. We're proud to have reached this milestone without external funding, but now we're ready to scale. What We've Accomplished I've personally led the development of a complete DeFi ecosystem that's already generating real value for users. We have micro-savings vaults, community pools, emergency funds, and pension planning all working on mainnet. Our SAFE token is deployed with a comprehensive tokenomics model that includes 40% community rewards and clear revenue streams. Revenue Model (Ready to Execute) We've designed multiple revenue streams including protocol fees (0.1-0.3% on yield), emergency withdrawal fees, and premium subscriptions. Our treasury allocation of 200M SAFE tokens is specifically earmarked for development, partnerships, and operations. Why We Need Funding Now While we've proven the concept works, we need capital to: - Launch our pilot programs in Kenya, Nigeria, and Philippines - Integrate with mobile money providers like M-Pesa - Build our Flutter mobile app - Scale our community and user acquisition efforts - Establish partnerships with SACCOs and NGOs Our Ask We're seeking strategic partners and investors who share our vision of financial inclusion. We're not just building another DeFi protocol - we're creating a bridge between traditional micro-finance and modern DeFi for 1.7 billion unbanked smartphone users. The product works, the market is massive, and we're ready to scale. We just need the right partners to help us reach the people who need this most.