Swypt

Swypt is a decentralized payment and remittance platform revolutionizing how individuals, businesses, and financial institutions interact with digital assets across Africa and beyond. Built to bridge the gap between crypto and fiat, Swypt enables users to buy, sell, send, and spend stablecoins (like USDT) seamlessly, with direct integration into widely-used local payment systems such as M-Pesa, bank rails, card networks, and physical cash points.

Launched in 2024 and already gaining traction in Kenya, Swypt has processed thousands of transactions and onboarded both merchants and consumers who rely on it for faster, cheaper, and more inclusive financial interactions. The platform offers instant settlement, affordable on/off-ramping, and supports cross-border payments that are up to 90% cheaper than traditional solutions.

Through our API and SDK, businesses can also integrate Swypt into their own platforms, unlocking a new way to accept stablecoin payments or offer cash-out services.

With a mission to power borderless commerce, promote financial inclusion, and make stablecoins usable in everyday life, Swypt is building a future where anyone—regardless of geography or infrastructure—can tap into the global digital economy.

Use Cases

• Remittances and P2P transfers

• Paying for goods and services in local fiat

• Merchant and freelance payments

• Business payouts

• Developer integrations via SDK & APIs

Key Features:

✅ Stablecoin to Fiat Conversion
✅ Instant Settlement to M-Pesa / Bank / Card
✅ Merchant Payments via Till or Phone Number
✅ SDK & API for Businesses
✅ Secure, Scalable & Easy-to-Use

Currently Supported Networks:

• Lisk

• Celo

• Pharos Mainnet (coming soon)

Swypt is not just a dApp—it's a movement towards real-world utility for Web3.

Get started: https://swypt.io