T-BillFlow

1. What is T-BillFlow?

• An Arbitrum-native execution layer for autonomous AI agents managing tokenized Treasury/RWA positions.

• Enables agents to propose and execute financial actions within strict, cryptographically enforced limits.

2. Core Problem

• AI agents can make autonomous financial decisions.

• Traditional authorization only answers: “Is this agent allowed to act?”

• It does not necessarily verify whether the underlying RWA is currently eligible for the transaction.

3. Core Idea

Authorization ≠ Eligibility

A transaction is executed only when:

• The agent has valid authorization.

• The requested action is within its mandate.

• The underlying RWA satisfies the required state conditions.

4. How It Works

AI Agent → Agent Mandate Registry → RWA State Oracle → Execution Gate → T-Bill Vault

• AgentMandateRegistry: Defines what the agent is allowed to do.

• RWAStateOracle: Tracks asset-state conditions such as NAV freshness, redemption status, and liquidity.

• AgentExecutionGate: Enforces both authorization and RWA eligibility before execution.

• TBillVault: Provides ERC-4626-based tokenized asset management.

5. Key Features

• Cryptographically enforced agent mandates

• Transaction and cumulative spending limits

• EIP-712 authorization

• On-chain RWA eligibility enforcement

• Selector and target restrictions

• Emergency execution pause

• ERC-4626 vault integration

• Autonomous rule-based agent

• On-chain execution verification

6. Current Build

• Deployed and tested on Arbitrum Sepolia

• Smart contracts, frontend, and autonomous agent integrated

• 93 Solidity tests passing

• 23 agent tests passing

• Live canExecuteAs() gate evaluation

• Verified testnet transactions

7. Vision

Enable autonomous AI agents to manage tokenized real-world assets without giving them unrestricted financial authority.

Core principle:

The AI is autonomous. The authority is not.