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CPPay

CPPay offers Web2-Level UX for Crypto Payments with Account Abstraction, making transactions with fiat seemless using crypto assets, all in one interface

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テックスタック

React
Ethers
Python
Solidity
Web3

説明

CPPay — Web2-Level UX for Crypto Payments

Tagline:

Instant, Gasless, and Self-Custodial Crypto Payments for Everyone — from Smartphones to Feature Phones


🚀 Product Vision

CPPay bridges the gap between crypto payments and everyday fintech experiences.
Our mission is to make using crypto as effortless as using web2 online bank app, while maintaining self-custody, gasless transactions, and multi-wallet flexibility.

By combining Account Abstraction (ERC-4337) with USSD integration, CPPay enables inclusive access for both smartphone and feature phone users across Nigeria.


🎯 Objective

Deliver a unified crypto payment platform where users can transact in crypto or Naira seamlessly — with one-tap confirmations, no visible gas fees, and complete control of their assets.


✅ Key Product Metrics

Goal

Description

Speed

95% of transactions complete end-to-end in ≤60 seconds

Gasless Adoption

≥90% of transactions sponsored or paid in ERC-20 tokens (no native gas)

Wallet Flexibility

≥70% of active users create/import multiple wallets and switch within one tap

Batch Efficiency

≥30% of users perform 5+ transactions in a single batch

Secure Recovery

≥50% of wallets enable social recovery within the first week

USSD Accessibility

≥80% of USSD-initiated airtime or bill payments succeed within 60 seconds


💡 Why CPPay is Investable

1. Mass-Market Fit

Nigeria’s fintech ecosystem thrives on ease of use. CPPay taps into this user expectation with crypto payments that feel exactly like Web2 fintech apps — no seed phrases, no gas tokens, just smooth experiences.

2. Inclusive Access

By supporting USSD, CPPay reaches over 100 million feature phone users, expanding crypto access beyond tech-savvy audiences.

3. Technological Edge

Built on Account Abstraction (ERC-4337), CPPay introduces:

  • Gasless transactions

  • Multi-wallet sessions

  • Social recovery and session keys

  • Smart batching for microtransactions

4. Revenue Potential

  • Transaction fees on sponsored gas

  • Partner commissions from airtime/bill payments

  • Cross-chain swap fees

  • White-label integrations for fintech and merchants

5. Scalable Infrastructure

All smart contracts are live and audited on the Hedera Testnet, validating the system’s readiness for mainnet and investor-backed scaling.


🔗 Demo & Smart Contracts

🎥 Product Demo:

🎥 Web Link: https://cp-pay.vercel.app/

📋 Contract Addresses:

Module

Address

CPPayPaymaster

0xdacC80e8606069caef02BD42b20D4067f896d101

BillPaymentAdapter

0x20e59dcCBD167A1345EDe8A748dD4e14e10FEE87

SessionKeyModule

0x5915f4BB40dD554bF0d756B224f5cadeDeC956B6

SwapRouter

0xe47af9cc9586C7812081743dBA0CdBbec7A2e3F9


🌍 The Future of CPPay

CPPay aims to become the crypto payment backbone for Africa’s fintech ecosystem —
where sending crypto, paying bills, or topping up airtime feels as simple as a mobile money transfer, powered by smart contract automation and Web2-level UX.

This is not just a wallet; it is the next evolution of inclusive digital finance.


ハッカソンの進行状況

Implemented the smart contract for Bill payment, swapping of tokens to CNGN, and ensuring gasless transactions with the Paymaster. Implemented the backend API for disbursing naira using the paystack payment gateway Implemented a user-friendly interface for making Crypto-Naira transactions, Batch payments, scheduled payments, crypto sending, crypto receiving, crypto swapping, Airtime purchase, and Data purchase.

資金調達の状況

Currently, an emerging start-up with no funding yet. Hope to get a fund to kick-start the operation from this hackathon.
チームリーダー
BBilal Soliu
プロジェクトリンク
業界
DeFi