CardiaLink

CardiaLink is an AI-powered platform that offers personalized health risk assessments and enables insurance companies to create tailored plans.

Key Features:

•Multi-Disease Prediction: AI models for heart, kidney and diabetes.

•Real-Time Analysis: Processes user health data instantly.

•Insurance Profiling: Generates customized premiums and discounts.

Current Issues in Health Insurance:

•Inaccurate Risk Assessment: Insurers rely on generalized data (age, BMI, etc.), which may not reflect actual health risks.

•Unfair Premiums: Healthy individuals in high-risk categories pay higher premiums unfairly.

•Complex Policies: Hidden exclusions and coverage limits lead to unexpected out-of-pocket expenses.