FIRE

🎯 Product Vision

FIRE is your all-in-one AI-powered finance companion, helping users budget smarter, save faster, and plan long-term — all through a conversational interface. It connects across bank accounts, credit cards, and crypto wallets to deliver a unified view of finances, then uses large language models (LLMs) to provide real-time, personalized coaching. Over time, FIRE evolves into a virtual CFO that automates investments, tax planning, and goal setting — so users can reach financial independence with confidence.

🚀 Key Innovations & Hackathon Achievements

1. Decentralized Data Orchestration for Personal Finance

FIRE connects and standardizes fragmented data across Web2 (banks, cards) and Web3 (wallets, protocols) into a single, user-controlled financial graph.

• 🔄 Automated Multi-source Aggregation FIRE pulls financial data from centralized APIs and on-chain transactions, parsing and normalizing it into a D.A.T.A.-compatible schema, anchored to user DIDs for portability and sovereignty.

• 🧠 AI Agents for Budgeting, Risk & Yield Reasoning Our LLM agent analyzes spending, cash flow, and investment behaviors — surfacing insights like: “You’ve been overspending on takeout by 22%. Want to set a soft cap next month?” “Your staking APY has dropped. Would you like to rebalance into a higher-yield pool?”

• 🔐 User Sovereignty by Design All financial data is encrypted and stored under user control. Select milestones (e.g., budgeting streaks, savings goals) can be optionally minted as soulbound tokens, forming a non-transferable financial identity the user truly owns.

Hackathon Milestone: Built working prototype with real-time budget tracking, LLM-powered coaching, and DID-tied user profiles stored via IPFS for full data portability.

2. AI-Powered Signals, Wallet Tracking & Market Awareness

FIRE is more than a tracker — it’s an intelligent assistant that watches the markets and user wallets, surfacing key financial signals in plain language.

• 📡 Wallet Monitoring & Signal Broadcast Users can tag wallets (influencers, whales, DAOs) and receive real-time, AI-interpreted behavior updates. “Tracked wallet 0xB2 exited $150k from a DeFi vault. Explore similar positions?”

• 📊 Market Event Interpretation FIRE watches for key on-chain and off-chain events — TVL shifts, stablecoin flows, gas spikes — and notifies users in human terms: “ETH gas has doubled in 24h. If you’re planning a large transfer, consider waiting.”

• 💸 Personalized Yield Alerts Based on idle balances, FIRE suggests optimized capital allocation: “Your USDC has been idle for 3 weeks. Staking to a 4.5% yield pool could earn ~$200/year.”

Hackathon Milestone: Completed prototype for wallet tagging, basic alert engine (Polygon testnet), and LLM-driven interpretation layer converting blockchain signals into actionable advice.

3. Conversational Finance — Built with LLMs at the Core

Unlike dashboards that overwhelm or bots that underdeliver, FIRE uses fine-tuned LLMs to power empathetic, natural coaching 24/7:

• Ask “Can I afford a $500k home in 3 years?” — and get a tailored action plan.

• Get nudges like “You're $50 away from hitting your wedding savings goal this month.”

• Or receive AI-generated budget summaries after each week, all in natural language.

🧩 Why FIRE Stands Out

In an era of fragmented financial tooling and data exploitation, FIRE focuses on:

• 🤝 Human-centered finance — intuitive, conversational, and supportive

• 🧠 Intelligent automation — from insights to proactive action

• 🛡️ Fairness & control — your data, your goals, your freedom

FIRE isn’t just another finance app — it’s a vision for autonomous, ethical, and empowering money management.