LYNQ is your link to onchain credit.

LYNQ is a Mantle-native, multi-chain DeFi lending platform designed to make onchain credit accessible, transparent, and earned. It supports both reputation-based and collateral-backed lending, allowing users to access liquidity based on how they behave onchain—not just what they hold.

For new and emerging Web3 users, LYNQ offers a learning-first onboarding experience powered by LYNQ tokens. Users can practice real DeFi actions—such as lending, borrowing, and repayments—without withdrawal risk, while every action contributes to a verifiable onchain reputation. This reputation forms the foundation for future credit access, unlocking better loan terms and eligibility over time.

For experienced DeFi users, LYNQ functions as a full-featured lending platform. Users can deploy collateral to access liquidity immediately, with interest rates and limits dynamically adjusted using a combination of onchain reputation and AI-driven risk assessment. The platform integrates machine-learning credit scoring with full explainability, ensuring that lending decisions are transparent, auditable, and fair.

Built on Mantle for low fees and fast finality, LYNQ is fully non-custodial, secured by audited smart contracts, and supported by real-time monitoring and notifications. Mantle’s architecture makes it well-suied for both DeFi and real-world asset use cases, enabling efficient, scalable onchain credit systems. With progressive identity controls, robust risk management, and a modular architecture, LYNQ bridges learning, reputation, and capital into a single, production-ready onchain credit system.

Check the pitch video here.