Finance Officer

Key Responsibilities

1. Financial Management & Reporting

• Prepare and analyze financial statements, management reports, and cash flow forecasts.
• Ensure accurate and timely posting of transactions, reconciliation of accounts, and maintenance of financial records.
• Assist in budgeting, financial planning, and variance analysis.
• Support internal and external audits by providing required documentation and explanations.

2. Banking & Financing Operations

• Handle loan documentation, credit evaluation, and monitoring of loan performance.
• Verify client creditworthiness, review financial documents, and support credit decision-making.
• Manage collections, repayments, and financing schedules.
• Coordinate with banks and financial institutions for fund transfers, loan facilities, interest computations, and reconciliation.

3. Risk Management & Compliance

• Ensure compliance with internal policies, financial regulations, and industry standards.
• Assist with implementation of risk mitigation procedures and internal controls.
• Monitor regulatory updates from the central bank and adjust practices accordingly.
• Support anti-money laundering (AML) and Know-Your-Customer (KYC) processes as required.

4. Treasury & Cash Management

• Monitor daily cash position, liquidity status, and funding requirements.
• Manage bank reconciliations, payments, collections, and cash flow optimization.
• Prepare cash forecasts and support treasury planning activities.

5. Operational Support

• Provide financial analysis to support business decisions, new product evaluations, and investment opportunities.
• Assist in improving financial processes and implementing financial systems or tools.
• Collaborate with departments such as sales, credit, and operations to ensure smooth workflow of financing activities.

Qualifications

Education & Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• At least 2–5 years of experience in a bank, financing company, or lending institution.
• Experience with loan operations, credit processing, financial analysis, or treasury functions preferred.

Skills & Competencies

• Strong knowledge of financial reporting, banking operations, and credit processes.
• Proficiency in accounting software, ERP systems, and MS Office (especially Excel).
• Familiarity with regulatory requirements (e.g., central bank regulations, AML/KYC).
• Excellent analytical, organizational, and problem-solving skills.
• High attention to detail and strong ethical standards.
• Ability to work under pressure and meet deadlines.
• Strong communication and interpersonal skills.