MiniLendingUser

HTLending – Simple DeFi Lending Protocol

MiniLending is a lightweight DeFi protocol that allows users to deposit ETH as collateral and borrow the stablecoin DUSD. Built on Ethereum Testnet, it demonstrates the core mechanics of decentralized lending through the following features:

• Deposit & Withdraw: Users can lock ETH as collateral and withdraw once debts are cleared.

• Borrow & Repay: Borrow DUSD based on collateral value and repay by burning DUSD tokens.

• On-chain Stablecoin (DUSD): An ERC20 token minted upon borrowing and burned upon repayment.

• Health Factor & Liquidation: Automatic risk monitoring; positions below 100% health can be liquidated by other users.

• Reputation System: Users gain reputation points when repaying debts properly.

• Oracle Mock: Admin can update ETH price to simulate market volatility.

This MVP showcases the fundamentals of lending protocols in DeFi, with room for future extensions such as real oracle integration, user-friendly frontend, and AI-based risk assessment.