AfriCoin makes cryptocurrency frictionless and easy to adopt for every African; uniting the continent through one digital currency tied to your phone number. One Africa. One Economy. One Coin.
AfriCoin is a pan-African stablecoin built to unite the continent’s economies under one digital currency. It enables seamless cross-border transactions and local trade through phone-number-based wallets, making cryptocurrency frictionless and easy to adopt for every African with a mobile phone.
How It Works
When users register via PWA or USSD, AfriCoin automatically creates a wallet linked to their phone number. Sending money is as easy as entering a recipient’s number and confirming with a PIN, or saying, “Send 50 AfriCoins to my mother in Kenya,” with our multilingual voice assistant.
Top-Up System
Users can top up AfriCoin seamlessly via local bank accounts or mobile money (e.g., M-Pesa, MTN MoMo, Opay). For those without smartphones, a simple USSD option lets them fund and manage their wallets, while verified agents enable cash-based top-ups in underserved areas.
Core Features
- Phone-number-based wallet system
- Voice-enabled multilingual assistant
- PWA-first mobile experience
- PIN-secured wallet access
- Real-time fiat-to-AfriCoin conversion
- USSD access for non-smartphone users
Inclusivity at the Core
AfriCoin celebrates Africa’s diversity with multilingual access across major local languages — Yoruba, Swahili, Hausa, French, and more. Its inclusive design ensures everyone, from city dwellers to rural traders, can transact effortlessly and participate in Africa’s unified digital economy.
Beyond transactions, AfriCoin’s vision is to evolve into a community-driven financial ecosystem governed by the AfriCoin DAO - where Africans collectively shape economic inclusion, innovation, and stability across the continent.
Vision
To power a borderless African economy with one currency that’s simple, inclusive, and accessible to all; removing the friction of fragmented national currencies and enabling instant, low-cost transfers across the continent.
AfriCoin - one Africa, one economy, one coin.
AfriCoin is purpose-built for the Africa Blockchain Festival Hack Challenge powered by HackQuest: a live opportunity to prototype a unified digital currency for Africa, combining blockchain and AI to address the continent’s multi-currency fragmentation.
During the hackathon, our team built a working MVP proving AfriCoin’s mission to unify Africa through one inclusive and stable digital currency accessible via any phone number. Core Achievements - Functional PWA Prototype: Enabled onboarding, top-up, and transfers using just a phone number and PIN. - Smart Contracts: Deployed AfriCoin ERC-20 token on Base Sepolia Testnet for minting, transfers, and simulated stability. - Voice Assistant: Integrated Swahili and English LLM-powered commands for seamless, voice-based transactions. - AI Stability Engine: Simulated a stability model pegged to African currencies and commodities. - Cross-Border Demo: Showcased smooth transfers between Nigeria and Kenya using phone-number-linked wallets. Design and Accessibility - Minimal, mobile-first interface designed for inclusivity and low-literacy users. - PIN-based MPC wallet security, eliminating seed phrases. - Multilingual support (Swahili + English) via text and voice. - PWA ensures lightweight access without app stores. System Integration - Integrated mock Flutterwave and Africa’s Talking APIs for top-up. - Used Chainlink oracles for mock FX and commodity data. - Deployed AI-driven rebalancer for adaptive price stability. Next Steps - Expand inclusivity with full USSD onboarding and transaction flows for feature-phone users. - Add more African languages and enhance the LLM for local dialects. - Integrate real fiat on/off ramps through regional payment partners. - Launch AfriDAO for decentralized governance and policy input. - Pilot cross-country testing before scaling continent-wide. AfriCoin’s vision remains clear: to power a borderless African economy where every phone number becomes a wallet; simple, inclusive, and unified.
AfriCoin is currently raising funds to expand its reach across Africa. We’re seeking strategic investors and partners to help us scale our infrastructure, strengthen compliance, and drive adoption in key markets. Our goal is to bring AfriCoin’s inclusive financial technology to every corner of the continent.