DHRP GLOBAL
Decentralized Health Risk Protocol is a blockchain-based health insurance system that automates claim processing with borderless coverage.
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描述
DHRP GLOBAL
Decentralized Health Risk Protocol For Travelers
Decentralized Health Risk Protocol is a blockchain-based health insurance system that automates claim processing with borderless coverage. The protocol enables global accessibility - patients can submit medical claims from anywhere in the world, making it ideal for travelers, international students, and workers on short-term assignments. Approved hospitals can review and approve/reject claims through secure role-based access control. Built on Ethereum with Solidity smart contracts, it provides transparent, tamper-proof claim records without geographic restrictions or paperwork bureaucracy.
PROBLEM
57m+ international travelers annually lack affordable short-term health coverage.
Traditional travel insurance: 3-5 day claims processing, 40%+ coverage costs, geographical restrictions.
Digital nomads, business travelers, students aboard face coverage gaps during short-term stays.
SOLUTION
On-demand blockchain health risk pool:
Pay-per-trip coverage: 7-365 day plans (0,01-0,25 ETH)
Instant claims: Smart Contract automation reduces processing to hours
Global access: Available in 50+ countries via crypto payments
Transparent operations: All pool transactions public on blockchain
BUSINESS MODEL
protocol fee: 5% of premiums for operations & growth
pool growth: 95% of premium reserved for claime payouts
scalability: lower fees as pool size increases (economic of scale)
SHORT ROADMAP
Q1 2026: MANTLE MAINNET SCALING : Full production deployment on Mantle Mainnet, optimize gas efficiency for mass adoption, Mantle-native token integration for premium payments, complete security audit, Mobile app.
Q2 2026: MANTLE ECOSYSTEM INTEGRATION: Integrate with Mantle’s native Defi protocols, Partner with Mantle-based healthcare projects, Leverage Mantle’s data availability for claim verification.
Q3 2026: INSTITUTIONAL ONBOARDING: Corporate travel programs on Mantle, University partnerships using Mantle infrastructure, Government pilot programs for traveler health coverage.
Q4 2026: ADVANCE MANTLE FEATURES : Utilize Mantle’s rollup technology for batch claim processing, Implement zk-proofs for private health data on Mantle, Cross-rollup communication writing Mantle ecosystem.