PayZoll enables individuals and businesses to accept global stablecoin payments by generating payment links & invoices, and settle directly into fiat bank accounts through real-time payments infra.
PayZoll enables businesses and individuals to accept global stablecoin payments through payment links and invoices with direct fiat bank settlement powered by 0G infrastructure.
PayZoll is a financial technology platform designed to make stablecoin payments as seamless as traditional fintech payments for businesses, freelancers, creators, remote teams, and global users.
Stablecoins are now widely used for salaries, vendor payments, freelancer payouts, remittances, contractor settlements, creator payments, cross-border business payments, and other digital payouts. But while senders increasingly pay in stablecoins, most individuals and businesses still need to receive funds in their local fiat currency so they can actually use them in their day-to-day operations. The missing layer is a simple, reliable bridge between stablecoin payments and direct bank settlement.
PayZoll solves this by letting individuals and businesses accept stablecoin payments and receive the equivalent amount directly in their fiat bank accounts. Users can create a payment link and share it with the payer, who can complete the payment from a blockchain wallet in stablecoins. PayZoll then handles the settlement flow in the background, converting the payment into fiat and delivering it to the recipient’s bank account. Users can also receive payments directly to a PayZoll wallet address and later offramp funds with compliant source-of-funds or purpose-code verification.
Stablecoin payment links
Invoice generation and payment collection
Wallet-based direct payments
Automatic fiat settlement to bank accounts
Fiat offramp support with compliant source-of-funds / purpose-code flow
Real-time payment confirmation and tracking
Merchant onboarding and payment metadata management
0G-powered decentralized storage and on-chain settlement
Stablecoins are becoming one of the fastest-growing global payment rails, but the infrastructure to seamlessly use them in the real world is still limited. Most users do not want to manage crypto complexity — they simply want fast global payments that arrive directly in their bank accounts. PayZoll bridges this gap by making stablecoin payments practical for everyday businesses and individuals, enabling faster settlements, reducing cross-border payment friction, lowering transaction costs, and expanding financial accessibility globally.
0G Storage
Used for decentralized storage of encrypted merchant onboarding data, invoice PDFs, and payment metadata through immutable storage hashes.
0G Chain
Used as PayZoll’s execution and settlement layer for payment links, invoice creation, payment processing, event-based confirmations, and settlement orchestration.
PayZoll currently generates revenue by charging a 0.3–0.5% fee directly on payment volume processed through the platform. In the future, revenue will also come from API and payment infrastructure services for businesses and developers.
MVP Website (0G) : https://payzoll-mvp.vercel.app/
Demo VIdeo : https://drive.google.com/drive/folders/1aMfogzaebCtzGjQ94_cP2m1opK5GurDe?usp=share_link
Payzoll Global Payroll Live in Production on Stellar : https://payzoll.in
This is an MVP built to showcase our stablecoin payment and fiat settlement workflow for this hackathon, with the long-term vision of launching a production-grade payments platform on 0G blockchain.
PayZoll is a revenue-generating venture that has secured over $200K in funding from Stellar Blockchain and others.