TSF unlocks liquidity for seller-financing notes via standardization and tokenization, connecting homeowners needing cash with investors seeking secured real estate yields.
Problem: Seller-financing notes are illiquid assets due to lack of standardization and fragmented credit data, forcing homeowners to accept steep discounts for early exits.
Solution: TSF creates liquidity by standardizing and tokenizing seller-financing deals.
Standardization: We categorize users and notes into risk tiers and generate standardized contracts.
RWA Anchoring: Off-chain legal documents and credit data are hashed and anchored on-chain for immutable verification.
Marketplace: Investors fund these secured notes, providing homeowners with instant liquidity while earning stable yields.
Value: A seamless hybrid model bridging traditional real estate workflows with blockchain transparency.
- Smart contracts deployed on Mantle Sepolia: Listing Contract (multi-note investment pool with pro-rata distribution) and DemoUSD stablecoin (ERC20, 6 decimals) - Full-stack web app with 44 pages covering 3 user roles (Homeowner, Buyer, Investor) and complete workflows: onboarding, credit assessment, marketplace, contract generation, payments, tokenization, and claims - Blockchain integration: Verifiable RWA anchoring with contract/credit hashes and Merkle-based payment verification, MetaMask wallet support, real-time transaction tracking - All 9 core demo flows fully implemented and testable end-to-end with comprehensive documentation
Pre-seed stage. First product built for this hackathon. Actively preparing for fundraising rounds.