A multi-use platform powered by the MetaMask card. **NOTE: THIS PLATFORM BUILD COVERS ALL 5 TRACKS FOR THIS HACKATHON.**
ChainCredit: AI-Powered DeFi Credit Ecosystem
ChainCredit is a comprehensive DeFi credit scoring and financial management platform that transforms blockchain interactions into intelligent, privacy-preserving financial insights. The platform combines advanced AI agents, on-chain reputation systems, cross-chain asset optimization, and extensive DeFi protocol integrations to create a seamless Web3 financial experience.
Core Architecture
Technology Stack
Frontend: React.js with TypeScript, providing a responsive and type-safe user interface
Backend: Express.js server with in-memory storage for rapid prototyping and development
Blockchain Integration: Web3.js for multi-chain connectivity across Ethereum, Polygon, Arbitrum, Optimism, Base, and other networks
Privacy Technology: Zero-knowledge proof implementations for selective disclosure and privacy-preserving verification
Wallet Integration: MetaMask SDK with Card API integration for seamless fiat-crypto bridging
UI Framework: Tailwind CSS with shadcn/ui components for modern, accessible design
Key Features
1. Cross-Chain Asset Optimization
The platform includes a sophisticated asset optimizer that:
Aggregates idle crypto assets across multiple blockchain networks
Automatically identifies highest-yield opportunities across DeFi protocols
Executes optimal bridging strategies to consolidate assets on the Linea network
Converts optimized yields directly into spendable MetaMask Card balance
Provides real-time credit line calculations based on collateralized positions
2. Privacy-Preserving On-Chain Identity
A comprehensive identity system featuring:
Tiered Access Levels: Bronze, Silver, Gold, Platinum, and Platinum Elite with escalating benefits
Behavioral Reputation Scoring: Real-time analysis of DeFi activities, governance participation, and protocol usage
Zero-Knowledge Proofs: Selective disclosure of achievements while maintaining privacy
Privacy Controls: Granular settings for data sharing with real-time privacy scoring
Reputation Badges: NFT-like achievements with configurable visibility settings
3. Comprehensive DeFi Protocol Integration
The platform integrates 16+ major DeFi protocols:
DEX Aggregators & AMMs:
1inch Network: Optimal routing with MEV protection across 6 chains
ParaSwap: Advanced aggregation with gas optimization
Matcha (0x): Professional-grade trading with slippage protection
Uniswap V3: Concentrated liquidity positions with custom price ranges
PancakeSwap: BSC-focused AMM with multi-chain expansion
SushiSwap: Cross-chain DEX with yield farming integration
Curve Finance: Stable asset swaps with minimal slippage
Lending & Borrowing:
Aave V3: Cross-chain lending with flash loans and efficiency modes
Compound V3: Isolated lending markets with enhanced capital efficiency
Yield Farming & Strategies:
Beefy Finance: 350+ auto-compounding vault strategies across multiple chains
Index Coop: Institutional-grade structured DeFi products
Shade Protocol: Privacy-preserving yields on Secret Network
Yearn Finance: Automated yield optimization with strategy transparency
Convex Finance: Boosted Curve rewards with vote-locked tokens
Frax Finance: Ecosystem strategies with veFXS governance boosts
Portfolio Management:
MetaMask Portfolio: Native wallet integration with card-linked tracking
Zapper: DeFi discovery and position management across protocols
Zerion: Advanced analytics with tax reporting capabilities
Fiat Integration:
MoonPay: Direct fiat-to-crypto onramp with instant card funding
4. Advanced DeFi Features
The platform provides sophisticated DeFi functionality:
Concentrated Liquidity Management: Uniswap V3 position creation with dynamic fee optimization
Arbitrage Detection: Real-time cross-protocol arbitrage opportunity scanning
Auto-Compounding Strategies: Automated reinvestment across multiple yield protocols
Cross-Chain Credit Lines: Collateralized borrowing with multi-chain asset backing
Automated Repayment: Smart scheduling using generated yields from optimized positions
5. MetaMask Card Integration
Seamless integration with MetaMask Card featuring:
Real-Time Balance Sync: Instant conversion of DeFi yields to spendable card balance
Card-Linked Staking: Enhanced reward multipliers for card-integrated protocols
Spending Optimization: Automatic yield generation from idle card balances
Credit Line Access: Instant borrowing against DeFi positions with card disbursement
Enhanced Cashback: Protocol-specific rewards for card transactions
6. AI-Powered Recommendations
Intelligent recommendation engine providing:
Personalized Strategy Suggestions: AI analysis of user behavior and market conditions
Risk-Adjusted Yield Opportunities: Automated scoring and ranking of available strategies
Portfolio Rebalancing: Dynamic recommendations for optimal asset allocation
Credit Optimization: Smart suggestions for leveraging positions and minimizing costs
User Experience
Dashboard Interface
The comprehensive dashboard provides:
Real-Time Portfolio Tracking: Live updates of positions across all integrated protocols
Cross-Chain Balance Aggregation: Unified view of assets across multiple networks
Performance Analytics: Historical data and projected returns for all strategies
Quick Actions: One-click access to swaps, lending, and yield deployment
Privacy Controls: Granular settings for data sharing and ZK proof management
Multi-Chain Functionality
Built for the multi-chain future:
8+ Supported Networks: Ethereum, Polygon, Arbitrum, Optimism, Base, BSC, Avalanche, Fantom
Cross-Chain Bridging: Automated asset movement for optimal yield capture
Gas Optimization: Intelligent routing to minimize transaction costs
Network-Specific Strategies: Tailored approaches for each blockchain ecosystem
Security & Privacy
Privacy-First Design
Zero-Knowledge Architecture: Prove eligibility without revealing sensitive data
Selective Disclosure: Choose exactly what information to share and with whom
On-Chain Privacy: Leverage Secret Network and other privacy-focused protocols
Data Sovereignty: Complete control over personal financial information
Security Measures
Non-Custodial: Users maintain complete control of their private keys
Smart Contract Integration: Audited protocols with established security records
Risk Scoring: Real-time assessment of protocol and strategy safety
Automated Monitoring: Continuous tracking of position health and market conditions
Innovation & Impact
ChainCredit represents a significant advancement in DeFi user experience by:
Simplifying Complexity: Making advanced DeFi strategies accessible to all users
Maximizing Returns: Automated optimization across the entire DeFi ecosystem
Preserving Privacy: Enabling sophisticated credit scoring without compromising personal data
Bridging Traditional Finance: Seamless integration between DeFi yields and everyday spending
The platform transforms how users interact with decentralized finance, creating a unified ecosystem where every on-chain action contributes to financial growth while maintaining privacy and security standards.