Kaprex

視頻

技術堆疊

React

Node

描述

https://www.kaprex.io/

Kaprex is a global payment orchestration platform that enables seamless conversion between fiat and stablecoins, borderless payments, and on-chain savings—powered by industry-leading infrastructure from Circle, Bridge, and LI.FI.

At its foundation, Kaprex abstracts complex blockchain and banking integrations into simple user and business experiences through direct integration with custodial-grade and compliant partners.

🔗 Powered by Trusted Infrastructure

Circle Wallets
Every Kaprex user is provisioned with a Circle wallet—a secure, compliance-ready wallet infrastructure that supports USDC and EURC. This ensures institutional-grade custody, blockchain transparency, and seamless interoperability with partner ecosystems.
Bridge
Kaprex leverages Bridge’s stablecoin settlement rails to route cross-border payments efficiently. Inward and outward transactions are processed in USDC and EURC, with support for payment rails such as ACH, SEPA, SWIFT, and Wire, enabling local bank interactions globally.
LI.FI
Cross-chain liquidity and routing are abstracted via LI.FI, enabling seamless asset movement across supported blockchains, ensuring the best rates and minimal slippage.

🧾 Core Capabilities

Fiat ↔ Stablecoin Onramp/Offramp
Users can easily convert between their local currency and stablecoins like USDC, EURC, and sUSD, with settlements occurring via Circle wallets and Bridge payouts.
Cross-Border Payments
Payments are executed over stablecoin rails, with local disbursements and global funding handled via regulated banking pathways—ideal for freelancers, businesses, and remote workers.
Merchant Payment Solutions
Businesses can receive stablecoin payments globally and settle locally in fiat—without needing to manage custody, compliance, or FX.
Yield & Savings
Kaprex enables earnings on idle balances via DeFi protocols, including stablecoin yields (USDC, USDT, sUSD) and liquid staking with KSOL, offering returns up to 8%.

🔐 Secure Wallet Experience

Kaprex offers a user experience on top of Circle's infrastructure:

🎯 Ideal Users

Global freelancers, merchants, and businesses receiving international payments.
Crypto-native users seeking regulated stablecoin access and compliant infrastructure.
Platforms needing embedded stablecoin wallets and global payout capabilities.

💼 Business Model

Spread on fiat ↔ stablecoin exchange
API and orchestration fees for embedded services
Yield from pooled DeFi participation
Virtual account and wallet-as-a-service fees

Kaprex is bridging the gap between stablecoin infrastructure and global money movement—enabling programmable finance at scale, without the friction of legacy systems.

黑客松進展

🚀 Kaprex Progress Update We’ve made strong progress across infrastructure, product development, compliance planning, and early go-to-market traction. ✅ Infrastructure & Integration Circle Wallets Fully integrated programmable wallet infrastructure via Circle. Supports USDC and EURC. Wallets are provisioned programmatically within our backend, enabling secure orchestration of user balances and transactions. Bridge End-to-end integration for cross-border payments. Fiat funding and disbursement via ACH, SEPA, SWIFT, and Wire. All flows are settled in USDC and EURC. LI.FI Implemented to power cross-chain token routing and liquidity aggregation. Enables users to onramp from other chains or multiple cryptocurrencies into their default Kaprex USDC wallet. Also enables users to onramp directly into their Metamask wallet via Kaprex and spend with their Metamask card. ✅ Core Features Live 🔐 Wallet Provisioning Backend-controlled wallet creation via Circle. PIN-based access and deterministic recovery via email/phone. 💱 Stablecoin Onramp/Offramp Live flows between fiat ↔ stablecoin. Powered by OTC partnerships and Bridge infrastructure. 🌍 Global Payments Live execution of cross-border stablecoin transfers and fiat payouts. 📈 Yield Infrastructure Integrated DeFi-based yield products (USDC, sUSD, KSOL). Returns up to 8%, exposed via a simple interface. ✅ Operational Readiness & Traction End-to-end flows (funding → conversion → payment → yield) are fully tested and live. Internal tools built for: Transaction monitoring Session management Compliance review Over $20,000 USD processed in real transaction volume. 🛡️ Licensing & Compliance Strategy 🟢 Current Phase – Partner-Based Compliance Rely on regulated partners (Circle, Bridge) for: Custody KYC/AML Settlement Kaprex focuses on infrastructure orchestration. 🟡 Next Phase – Compliance Layer Expansion Modular plug-in for: KYC/KYB onboarding Transaction risk scoring AML monitoring Adapted per jurisdiction. 🔵 Mid-Term – Direct Licensing Begin process for VASP, EMI, or MTO licensing in strategic markets. Explore regulatory sandboxes or agent models for early expansion. 🎯 Next Milestones Expand fiat liquidity access via more OTC partners. Launch merchant APIs for embedded payments and stablecoin collections. Onboard first freelancer, merchant, and digital business cohorts. Initiate direct licensing in target jurisdictions.

籌資狀態

No funds raised. Self Funded