Neko Protocol
DeFi for RWAs
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描述
Neko Protocol
The Liquidity Engine for Real-World Assets
Neko is a next-generation DeFi liquidity protocol built on Mantle Network that transforms tokenized real-world assets (RWAs) into programmable, on-chain collateral.
It unlocks what has always been trapped:
real assets with real value, but no real liquidity.
With Neko, RWAs don’t just exist on-chain
they work.
A New Credit Primitive
Traditional finance separates assets, liquidity, and risk behind opaque systems.
DeFi unlocked capital but left the real world behind.
Neko bridges that gap.
It enables asset originators, borrowers, and liquidity providers to participate in a unified, transparent credit layer where real-world value directly backs on-chain liquidity.
Not pooled.
Not abstracted.
Isolated. Measurable. Verifiable.
How Neko Works
Neko introduces isolated RWA vaults self-contained liquidity environments where each asset class lives with its own rules, risk parameters, and economics.
Originators create vaults backed by specific tokenized assets:
treasuries, invoices, real estate, private credit, energy assets, and more.Borrowers deposit RWA claim tokens and unlock stablecoin or crypto liquidity.
Liquidity providers supply capital to individual vaults and earn yield directly tied to that vault’s risk and performance.
No cross-contamination.
No hidden leverage.
Each vault stands on its own.
Privacy, Trust, and Institutional Readiness
Real assets demand real assurances.
Neko combines a hybrid oracle and attestation layer that blends:
Off-chain price feeds and attestations
An on-chain EVM oracle storing prices, histories, and rich RWA metadata
(issuer, jurisdiction, regulation, tokenization framework)
To protect sensitive information, Neko is designed with:
Zero-knowledge proofs
Poseidon commitments
Private verification of ownership, appraisals, and legal documentation
The result:
verifiable pricing and risk without exposing what must remain private.
This architecture is built for institutions without sacrificing DeFi composability.
Built on Mantle. Built for Scale.
Neko is deployed natively on Mantle Network — Ethereum’s modular Layer 2 designed for capital-intensive applications.
This enables:
Ultra-low transaction costs (≈90% cheaper than Ethereum L1)
Near-instant finality (~10ms block times)
Ethereum-grade security via optimistic rollups
High-frequency oracle updates and liquidation safety via EigenDA
Liquidity flows seamlessly through Mantle’s DeFi stack, with native integrations into DEXs such as Merchant Moe, powering swaps, repayments, and liquidations efficiently — in whatever asset users choose.
Gas is paid in MNT, keeping operational costs minimal even at scale.
Risk, Liquidations, and Market-Driven Credit
Every Neko vault defines its own financial logic:
Collateralization ratios
Interest models
Liquidation thresholds
This allows underwriting to adapt to real markets:
Latin American SME credit, real estate, infrastructure, or energy — each with parameters that make sense for that reality.
When risk rises and positions fall below healthy levels, liquidators step in:
Debt is partially repaid
Collateral is seized
Assets are swapped through Mantle DEXs
Vault solvency is preserved — even under stress
This is on-chain credit discipline, enforced by code.
The Vision
The tokenized asset market is growing fast — but most RWAs still sit idle.
Neko turns them into an active global credit layer.
For:
SMEs seeking fair access to liquidity
Institutions deploying capital with transparency
Asset holders unlocking value without selling ownership
What Comes Next
Neko’s roadmap expands this foundation into a full RWA liquidity stack:
Zero-knowledge oracle validation with multi-feed consensus
Expansion into renewable energy and emerging-market credit
Per-vault governance and permissioned participation models
Cross-chain access and standardized RWA proof formats
Integration with Bitcoin-native liquidity via Mantle’s FBTC ecosystem
Why Mantle. Why Now.
Mantle is positioning itself as the Liquidity Chain modular, efficient, and capital-first.
For Neko, that means:
The economics needed for real-world finance
The performance required for institutional use
The ecosystem to scale RWA liquidity globally
Neko isn’t just bringing real assets on-chain.
It’s giving them a financial operating system.
黑客松進展
The RWA Lending Pool was integrated into the Mantle Sepolia Testnet (Chain ID 5003), enabling users to deposit collateral, supply, borrow, and repay using USDC and USDT directly from the dApp. The integration connects to the PythPriceOracle (0x7B91Bba4c418A8Ab766081f35C4C17D9E479eABB) for real-time RWA pricing. The useMantleLendingData hook provides formatted metrics such as the health factor, total collateral and debt values, and maximum borrowable USDC, along with a refetchAll() helper to refresh data. A connected EVM wallet and the correct network (Mantle Sepolia) are required. All contract addresses are preconfigured in the frontend: AAPLx LendingPool: 0x73ab6e83E209043C29141255cdE63Bb225a43294 NVDAx LendingPool: 0xA94585af5B8f26b2ef148dBfb0DFE4F59C9889CA MSTRx LendingPool: 0xDcAdA91E3D599A675a0D58B3843a6411f2dd8319 SPYX LendingPool: 0x7CE08a4549d85e3f753e8c41b9eaf085e25A039C AAPLx: 0x5b70F28539ECE31f4bC16Aaf0D37AAee4ec702b1 NVDAx: 0xB3737B96711b1507046d4B755786A855d51511A9 MSTRx: 0xaBE505a423836976a9009356C94188963531fD56 SPYX: 0x73F167e6E26ebdeCb1E78060bf5ecF5c5927Cde3 USDC: 0x13630776Aee1670A6C85f1CC7d7ecE549905C985 USDT: 0x7902516cF70a10dfeaAF7e96a513E58DF94de9cB The system handles ERC20 approvals automatically, refreshes prices and lending data periodically, and prevents unsafe borrowing when the health factor drops below the threshold.
技術堆疊
籌資狀態
Pre-seed.