DeFAI: AI-Powered DeFi Credit & Loan System Secure, transparent, and verifiable financial infrastructure for the next generation of DeFi users.
DeFAI: AI-Powered DeFi Credit & Loan System
DeFAI is building a decentralized credit and lending platform powered by AI and smart contracts. By leveraging verifiable AI-driven credit scores, stablecoin-based loans, and Chainlink oracles, DeFAI offers a transparent, trustless lending experience. Our future roadmap includes integrating Cosmos SDK, DIDs, and verifiable credentials to enable decentralized identity, multichain interoperability via IBC, and portable credit profiles across the ATOM Economic Zone. This grant will help us expand DeFAI into a cross-chain, secure, and inclusive lending ecosystem that aligns with the Cosmos vision of a connected decentralized economy.
🔹 Designed and deployed smart contracts for decentralized lending 🔹 Integrated Chainlink oracles for real-time price feeds 🔹 Built AI-driven credit scoring logic using user wallet behavior 🔹 Developed a full-stack frontend with React, Next.js & Ethers.js 🔹 Deployed on a testnet with live demo available: https://de-fai-credit-system.vercel.app 🔹 Ensured smart contract security using OpenZeppelin libraries 🔹 Laid the groundwork for DID & VC integration for future identity-based lending
DeFAI is currently in the early MVP stage and actively seeking funding to scale development, integrate identity (DID/VC) layers, enhance AI-based risk modeling, and undergo full security audits. We have not raised any external capital yet and are exploring grant opportunities, strategic partnerships, and early-stage investor interest through hackathons and Web3 accelerators.