DeFAI
Secure, transparent, and verifiable financial infrastructure for the next generation of DeFi users
Videos
Description
DeFAI: AI-Powered DeFi Credit & Loan System
DeFAI is building a decentralized credit and lending platform powered by AI and smart contracts. By leveraging verifiable AI-driven credit scores, stablecoin-based loans, and Chainlink oracles, DeFAI offers a transparent, trustless lending experience. Our future roadmap includes integrating Cosmos SDK, DIDs, and verifiable credentials to enable decentralized identity, multichain interoperability via IBC, and portable credit profiles across the ATOM Economic Zone. This grant will help us expand DeFAI into a cross-chain, secure, and inclusive lending ecosystem that aligns with the Cosmos vision of a connected decentralized economy.
Progress During Hackathon
š¹ Designed and deployed smart contracts for decentralized lending š¹ Integrated Chainlink oracles for real-time price feeds š¹ Built AI-driven credit scoring logic using user wallet behavior š¹ Developed a full-stack frontend with React, Next.js & Ethers.js š¹ Deployed on a testnet with live demo available: https://de-fai-credit-system.vercel.app š¹ Ensured smart contract security using OpenZeppelin libraries š¹ Laid the groundwork for DID & VC integration for future identity-based lending
Tech Stack
Fundraising Status
DeFAI is currently in the early MVP stage and actively seeking funding to scale development, integrate identity (DID/VC) layers, enhance AI-based risk modeling, and undergo full security audits. We have not raised any external capital yet and are exploring grant opportunities, strategic partnerships, and early-stage investor interest through hackathons and Web3 accelerators.