Pharos.Money
PharosDotMoney is a yield-bearing, RWA-backed stablecoin built on Pharos Network—secure, scalable, and censorship-resistant. It redefines stable value with real-world utility and decentralized trust.
Videos
Description
🔹 Introduction
PharosDotMoney: The First RWA-Covered Stablecoin Engine
PharosDotMoney is redefining what it means to hold a stablecoin. In a space cluttered with unstable models and risky DeFi loops, Pharos offers a stablecoin backed by productive real-world activity — not inflated token emissions or unsustainable mechanics. At its core, Pharos mints stablecoins that are fully backed, yield-bearing, and secured by a decentralized network of Real World Asset (RWA) operators. This is the future of stable value — scalable, safe, and censorship-resistant.
🔹 Why Choose PharosDotMoney?
✅ Earn Yield Securely with Fully Collateralized Stablecoins
🔐 Non-Custodial Design
Your assets remain in your control — no centralized custody or opaque rehypothecation.
🌍 Real-World Yield Generation
Yield is produced exclusively by vetted RWA operators — companies that generate on-chain returns from real-world economic activity (e.g., trade finance, treasury bills, invoice factoring, etc.).
🛡 Fully Covered Risk Model
Our shared security model ensures that stablecoin holders are protected. Agent activity is underwritten and bad behavior is slashed — creating a self-regulating, trustless protection layer.
💵 Stablecoins That Do More
Pharos stablecoins come in multiple denominations (e.g., USD, BTC, ETH) and are available in two types:
Interest-bearing: grows in value as yield is produced
Non-interest-bearing: maintains a strict peg for maximum composability
Users can seamlessly swap between both forms to suit their DeFi needs.
🔹 How PharosDotMoney Works
1️⃣ Deposit Collateral
Users deposit crypto assets to mint stablecoins fully backed by decentralized collateral pools.
2️⃣ Mint Stablecoins
Instantly receive Pharos stablecoins, available in multiple denominations. These tokens are usable across DeFi protocols and on/off ramps.
3️⃣ Earn Native Yield
While holding interest-bearing stablecoins, users automatically earn yield generated by a network of real-world operators — without needing to stake, farm, or chase incentives.
🔹 What Makes Pharos Different?
🌐 True Stablecoins, Not Emissions Games
Pharos issues stablecoins that are redeemable, yield-producing, and rooted in real-world productivity — not synthetic inflation.
🏛 Exclusively Real-World Asset Operators
All yield is generated by trusted RWA entities using capital-efficient strategies with predictable return profiles.
🧱 Modular DeFi-Ready Design
The two-token structure (interest-bearing & pegged) ensures easy integration across lending protocols, AMMs, and bridges.
⚖️ Censorship Resistance with Shared Security
Built on shared security networks like EigenLayer, Pharos minimizes custodial and operational risk.
PharosDotMoney isn’t just a stablecoin protocol — it’s a full-scale engine for unlocking global yield, built for transparency, scale, and sustainability.