Nestlo

The Problem

Homeownership built the middle class. But today:

• Median home price: $400,000+

• Required down payment: $80,000+

• Millennials locked out: 40+ million

Renters pay thousands monthly with nothing to show for it. No equity. No ownership path. Just receipts.

Existing solutions miss the mark:

Someone needed to build a bridge between renting and owning.

The Solution: Nestlo

Nestlo is a dual-sided marketplace connecting two groups who need each other:

Investors want real estate yields without becoming landlords.

Residents want to own homes without $80K upfront.

Nestlo gives both what they want.

How It Works

Every property on Nestlo is tokenized as fractional shares on the Mantle blockchain.

For Investors:

Connect Wallet → Complete KYC → Browse Properties → Buy Shares ($50+) → Earn Monthly Yield

You pick a property, purchase shares, and receive your cut of the rent every month. No tenants to manage. No maintenance calls. Just passive income deposited to your wallet.

For Residents:

Apply for Home → Get Approved → Commit 3% Equity → Move In → Build Ownership Over Time

You find a home you love, commit a small equity stake, and move in. Each rent payment grows your ownership. Eventually, you buy out the investors completely.

The Magic: Alignment

Unlike traditional landlord-tenant relationships, everyone wins when the resident succeeds:

This is not extraction. This is collaboration.

Why Mantle?

We didn't pick Mantle randomly. We picked it because the math only works here.

The Problem with Ethereum Mainnet:

A $50 investment on Ethereum could cost $20-50 in gas fees alone. That's up to 100% of your investment lost before it even settles.

Mantle Changes Everything:

$50 investments become economically viable. Micro-transactions work. The platform feels instant.

Architecture:

Mantle L2 (Execution) 

 ↓
Ethereum L1 (Settlement & Security)
↓

EigenDA (Data Availability)

All the speed and affordability of a modern L2. All the security guarantees of Ethereum. Full EVM compatibility means our Solidity contracts work without modification.

What We Built

Nestlo is not a concept or a whitepaper. It's a working product, live on Mantle Sepolia.

8 Smart Contracts. All Deployed. All Verified.

We wrote custom contracts for every piece of the puzzle:

• PropertyNFT: 0x72d1326c6c1b7838f11ba15605571e0830606826

  
  Each property becomes an ERC-721. One token, one asset.

• FractionalShares: 0x48b5661cb67b06964583c2d8eb6161bddd400f12

  
  ERC-1155 tokens representing ownership slices. Buy 10 shares or 1,000.

• RentEscrow: 0xfcb8d4e2378de14069210f86b65865530d75786d

  
  The rent flows in, yield flows out. Automatically. Every month.

• Marketplace: 0xc5c84abaf772f2900cc670e559461eebfbb73b29

  
  Want to sell your shares early? List them. Someone else will buy.

• EquityPurchase: 0xc02971637efe365775c4029d60675246f1f3d247

  
  The resident's path to buying out investors, one share at a time.

• NestToken

  
  Platform utility and governance token.

• USDC Mock

  
  Stablecoin for testnet transactions.

• Treasury

  
  Platform fee collection and governance funds.

The Experience

"I connected my wallet, picked a property, and owned a piece of real estate in under 60 seconds."

That's the goal. Complexity hidden. Power accessible.

What You Can Do Today:

Browse properties. See live funding progress. Invest from $50. Watch your portfolio grow. Claim monthly yield with one click. Trade shares with other investors. Vote on property decisions. Generate ownership certificates. Complete KYC in minutes.

Built With:

Next.js 16 + React 19 for a premium, responsive interface. Wagmi and Viem for seamless blockchain interaction. Framer Motion for buttery animations. Prisma + PostgreSQL for reliable data. All tied together on Mantle.

How It's Legal

Tokenizing real estate isn't just a technical challenge. It requires a legal structure that courts recognize and regulators accept. We designed Nestlo for the real world.

The Structure:

Physical Property (123 Main Street)

       ↓
Membership Interests (legal ownership units)

       ↓
ERC-1155 Tokens (on-chain representation)

When you hold a Nestlo token, you hold a membership interest in the LLC that owns the property. Not a derivative. Not speculation. Real, legally-enforceable ownership.

Why Delaware?

• Most developed LLC law in the United States

• Series LLCs isolate each property (one fails, others unaffected)

• Pass-through taxation (no double taxation)

• Courts understand and enforce these structures

Regulatory Path to Mainnet:

We'll pursue either Regulation Crowdfunding (Reg CF) for offerings up to $5M to all investors, or Regulation D (506c) for unlimited raises from accredited investors. The testnet proves the tech. Mainnet comes with full legal compliance.

Roadmap

Done:

• Core smart contracts deployed

• Full investment and yield distribution logic

• Premium Next.js 16 frontend

• KYC, certificates, notifications, governance

Next (Q2 2026):

• Security audits

• Legal entity formation per property

• SEC filings

• Fiat on-ramp integration

Future (Q3-Q4 2026):

• Mainnet launch with first tokenized property

• Property management partnerships

• Cross-chain expansion

• DeFi integrations (collateralized lending)

Why Nestlo Matters

We didn't build Nestlo to win a hackathon. We built it because the problem is real and the solution didn't exist.

What Makes This Different:

Most tokenized real estate platforms serve only investors. Buy shares, earn yield, exit when you want. That's valuable, but incomplete.

Nestlo serves both sides. Investors get their yield. Residents get a path to ownership. The blockchain ensures fairness for everyone.

Our Approach:

• Start with the hardest problem (housing affordability)

• Build complete infrastructure (not just smart contracts)

• Design for compliance from day one (not as an afterthought)

• Deploy on the right chain (Mantle's low fees make $50 investments work)

What We Learned:

Building on Mantle was seamless. The EVM compatibility meant our Solidity worked immediately. The low gas fees meant we could test extensively without worrying about costs. The ecosystem support gave us confidence we're building in the right place.

Thank You

To the Mantle team for creating an L2 that makes real-world applications viable. To the hackathon organizers for the opportunity to build something meaningful. And to anyone reading this who believes housing should be accessible to everyone.

This is just the beginning.