Traditional savings circles brought to Solana with way better math, auditing and fraud prevention than ever attempted.
Across cultures, people have relied on group savings systems like Ajo (Nigeria), Susu (Ghana/Caribbean), and Tandas (Latin America) to pool money and support one another. These traditional rotating savings and credit associations (ROSCAs) provide financial access and community trust, but they are often limited by geography, manual tracking, and risk of mismanagement.
venn-payout brings this centuries-old tradition on-chain. By leveraging smart contracts on Solana, PeerSave automates contributions, enforces payout schedules, and ensures transparency without relying on a central authority. Every participant has verifiable access to the flow of funds, reducing fraud and building confidence within the group. The maths is first of uts kind, and custom to our project. Solana is the ecosystem that makes the most sense to host this.
Our vision is to make savings circles global, borderless, and accessible. With Venn-payout, communities anywhere can organize secure and trustless savings groups, whether among friends, cooperatives, or global networks. What began as a grassroots way to share financial responsibility can now evolve into a decentralized, scalable tool for collective wealth-building.
venn-payout bridges the gap between cultural tradition and decentralized finance, showing that the future of money isn’t just about individual gains, it’s about communities prospering together.
We got our first circle maths right to align best interests of individuals with the whole group, there's a clear advantage of this over traditional community savings especially for long term savers, and people who live in countries where they need to be careful of their blockchain purchases. Got our program ID, deployed and tested from GitHub/DEVNET faucets. We've built a small interface with mock features to play out what the full engine would look like at full scale.