Yilnes is an Institutional RWA Yield Aggregator that solves DeFi's safety problem using a novel Upfront Premium model.
Yilnes is a Principal Protection Layer for the Mantle ecosystem that solves DeFi’s "Cold Start" safety problem. We enable users to earn institutional-grade yields on $USDY (Ondo US Dollar Yield) with a unique Upfront Premium Model that guarantees immediate safety liquidity from Day 1.
The Problem: Most RWA yield aggregators rely on "Post-Yield Taxation" (taking 10% of future profits) to build an insurance fund. This leaves early adopters 100% exposed—if a hack occurs in the first month, the reserve is empty.
The Solution: Yilnes flips the model. Instead of taxing uncertain future profits, we charge a small, time-based premium at the moment of deposit (e.g., for 90 days of cover).
Immediate Solvency: Premiums flow instantly into the Safety Reserve, ensuring funds are available to cover losses from the very first block.
100% Yield Retention: Because users pay for safety upfront, they keep 100% of the generated RWA yield.
Flexible Risk: Users can choose between "Premium Mode" (Protected) or "Direct Mode" (0% fees, max capital efficiency) via a gamified Time Slider UI.
Built entirely on Mantle, Yilnes leverages $USDY as the base asset and $mETH for the reserve, creating a secure, yield-bearing gateway for the next generation of DeFi investors.