3 Wheeler Bike Club

3 Wheeler Bike Club is developing a community finance blockchain protocol where retail investors can collectively fund 3-wheelers at wholesale cost to help drivers stuck in an endless rental cycle achieve vehicle ownership through structured financing with up to 30% lower repayment cost & period, while providing investors returns through fixed weekly payments.

3-wheelers have become the go-to mode of transport in the rural-urban areas in Ghana. Similar trends can be found in some other parts of Africa like Nigeria & Egypt because they are cheaper than taxis and safer than the motor-bikes and this has made a lot of people gravitate towards them. In Ghana & Nigeria alone sources close to major importers from the likes of TVS/Bajaj disclose sales of about 15,000 & 100,000 units of 3-wheelers sold annually, making the West African market alone estimated to be worth at least 300M - 1.5B yearly, with rising demand for 3 wheelers skyrocketing it's market value, it is now more difficult for drivers, who are mostly between the ages of 18-30 to afford one.

3 Wheeler Bike Club empowers the 3-wheeler economy with community finance tools:

1. P2P Fleet Financing: A decentralized way to collectively fund 3-wheelers at wholesale cost, while earning up to a target 45% ROI per annum.

2. 3WB Fleet Operator: Reserve access to pre-financed 3-wheelers on a drive-to-own plan of 60 fixed weekly payments.

3. 3WB Members Club: A DAO for participants of the 3-wheeler economy where they pay dues, build social credit & govern their treasury.