Sen Finance

Sen is a Vietnamese mobile neo bank that bridges Vietnam's QR payment system with Web3 technology and AI-powered financial guidance. Built for Vietnam's mobile-first economy, it puts AI insights and DeFI concepts into the hands of users through a sleek 4-tab interface: Home (AI insights dashboard), Send/Request (VietQR payments), Phin AI (conversational AI financial advisor), and Sen Wealth (P2P lending with proprietary "Sen Score" credit scoring and a modernized Hui built with Web3 tech).

Key Innovation: "Web2.5" design that abstracts blockchain complexity behind familiar mobile interfaces, making DeFi accessible to mainstream Vietnamese users through social login, QR scanning, and conversational AI guidance.

Current Status: Functional MVP with authentication, QR scanning, bank integration, and core UI completed. Targeting hackathon themes of AI financial advisory, blockchain finance, and financial inclusion for Vietnam's underserved young, tech-savvy population.

Septermber 6 - Drafting development plan September 13, 2025 - Project Foundation - Initial commit - Project setup - App foundation with Squads Grid integration - Core authentication and API infrastructure - Navigation structure and authentication flow September 14, 2025 - Core Features - UI updates and design improvements - "Sen Credit" tab (renamed from Borrow/Lend) - User profile system with MeScreen, notifications, and settings - QR scanning integration with bank cache and EMV parsing September 15, 2025 - Payment Infrastructure - Multi-currency wallet support (USDC, EURC, SOL) - Complete VND payment flow with Grid SDK authentication - Backend deployment and environment configuration September 16, 2025 - Localization - Vietnamese localization complete - Profile management system September 17, 2025 - AI & Analytics Engine - API backend deployed to Hong Kong region - AI chat migration from Gemini to OpenAI ChatGPT - Authentication overhaul - switched from Squads Grid to Privy - SenScore centralization for credit scoring - Intelligent goal suggestion system - AI Insights engine for transaction analysis - Enhanced Score & Insights tabs with AI-powered analysis - Loyalty program system with sample data September 18, 2025 - Advanced Features - Transaction success screens with animated loyalty progress - QR scanner redesign - replaced modal with direct navigation - Location-aware AI Insights with merchant analysis - AI-driven loan requests with streamlined chat cards - Mobile-first UI with chips interface - Phin AI rebranding (renamed from sAI) - SenYield Vault hackathon demo with Sen Wealth branding - AskPhin widget for contextual AI assistance - Global chat integration with auto-send functionality September 19, 2025 - Polish & Final Features - Auth flow animations and start screen animations - Enhanced AI Insights carousel on home page - SenYield Vault enhancements with interactive deployment controls - Loyalty Cards feature in Settings menu

Sen Finance

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